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Modern Paying experience

eMicro Finances

Your Digital Paying Partner

We do Paying differently. We believe that people come first, and that everyone deserves a great experience every step of the way.


50K+

Happy Customers

$2.5B+

Assets Managed

eMicro Finances Rates

eMicro Finances Member Care

Discover competitive rates designed to help your money grow faster

3.75%
APY*
HIGH YIELD SAVINGS
High Yield Savings Rate
FEATURED
3.65%
APY*
18 MONTH CERTIFICATE
eMicro Finances Certificate Rates
SAVINGS
4.00%
APR*
CREDIT CARDS
eMicro Finances Credit Card Rates
CREDIT
15.49%
APR*
LOANS
eMicro Finances Standard Loan Rates
MORTGAGE

*Annual Percentage Yield. Rates subject to change. Terms and conditions apply.

Our Services

How Can We Help You Today?

Comprehensive Paying solutions tailored to your needs

Deposit Accounts

Secure your money with our high-yield savings and checking accounts designed for growth.

Credit Cards

Find the perfect credit card for your lifestyle and spending habits with competitive rates.

Loans

Get competitive rates on personal, auto, and home loans tailored to your financial goals.

Business Paying

Comprehensive Paying solutions designed to help your business thrive and grow.

Wealth & Retire

Plan for your future with our expert investment and retirement planning services.

About eMicro Finances

Learn more about our commitment to exceptional Paying services and community support.

Happy family with financial security
Get $200* With a Checking Account Built for You

Start Building Your Financial Strength

For a limited time, get a $200 when you open any new account, and what helps you reach your financial goals. You can open a new account online or in person at any of our locations.

No minimum balance required
Free online and mobile Paying
24/7 customer support
Open Account Now
Member-Focused Paying

Building Strength Together

eMicro Finances is a full-service credit union built on the foundation of providing our members with every step of their financial journey. We're committed to helping our members achieve their financial goals through personalized service and competitive rates.

Competitive Rates

Better rates on savings, loans, and credit cards designed to maximize your financial growth.

Member-Focused

We're owned by our members, not shareholders. Your success is our priority.

Community Committed

Supporting local communities and causes that matter to our members.

Team collaboration in Paying
Professional Paying consultant
Modern Paying technology
Community Paying support
Get Our Mobile App

Paying Made Simple with Our eMicro Finances App

Experience the future of mobile Paying with our Progressive Web App. Get native app performance with the convenience of web technology - no app store required!

Works Offline

Access your account anywhere

Lightning Fast

Instant loading & responses

Push Notifications

Stay updated on transactions

Pay-Level Security

Your data is always protected

Open Web Paying

Compatible with all modern browsers:

Chrome
Firefox
Safari
Edge
eMicro Finances
100%

Welcome Back!

Your Paying at your fingertips

Transfer

Send money

Pay Bills

Quick payments

Available Balance

$12,847.50

****1234

Install for offline access

Hear From Our Customers

"I am impressed with the customer service and speed of payout."

Sarah Morris
Verified Customer

"Excellent service and competitive rates. Highly recommended!"

John Davis
Business Owner

"The mobile app is fantastic and customer support is top-notch."

Emily Johnson
Personal Paying

Paying Hours

Mon-Fri: 9AM-5PM
Sat: 9AM-1PM
Sun: Closed

Phone Paying

Available 24/7
Call: 1-800-PayING
International: +1-555-0123

Email Support

Response within 24hrs
[email protected]

Visit Us

123 TheWilliamBros Street
Financial District
New York, NY 10001

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